The Pauper with You

With this, the Ohr HaChaim explains the pasuk: עמי את תלוה כסף אם, if you see that you were given enough money to lend to others, know that את עמך העני, it is the portion of the pauper who resides with you. It is not your portion at all! And the pasuk continues: כנושה לו תהיה לא, do not act towards him as a creditor (i.e., don’t pursue him for the money). נושה can also be an expression of נשיאות, acting in a way of hubris towards the pauper. Don’t feel haughty and better than he is, because the money was his all along; it was never yours.

To the contrary: For you this money might be considered a loan, but it belonged to the pauper all along—and if so, you must give him generously and without haughtiness.